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Dr. SiNing Zhao is Regional Head of Business ¹ú±êÂ鶹ÊÓƵAPP, Underwriting, Claims and Medical, APAC and a member of RGA’s Asia Pacific regional medical team. She is experienced in product underwriting and guidelines development, medical technology and innovations review, risk management, case consultation, and business development support. Based in Hong Kong, her particular focus is on the Hong Kong, Korea, and Japan markets.

Prior to RGA, Dr. Zhao was a medical director with a direct insurer. She also has extensive clinical experience in tertiary teaching hospitals in Australia and Hong Kong, as well as specialty training in intensive care medicine. Dr. Zhao earned her Bachelor of Medicine, Bachelor of Surgery (MBBS) degree from the University of Western Australia. She has a specialist qualification in anaesthesiology and is a fellow of the Australian and New Zealand College of Anaesthetists, the Hong Kong College of Anaesthesiologists, and the Hong Kong Academy of Medicine.